See every bill, subscription and direct debit in one place โ with amounts and due dates. Know your exact committed monthly spend so the rest of your income is yours with confidence.
Rent or mortgage. Council tax. Energy. Broadband. Mobile. Netflix, Spotify, the gym, the cloud storage plan. That delivery subscription. Most people underestimate their committed monthly spend by 20โ30%. WayStaq shows you the real number.
New streaming service here, software trial there. WayStaq's bills tab forces you to list everything โ so nothing quietly drains the account unchecked for months.
Bills don't all land on the 1st. WayStaq shows each bill's due date so you can plan around cluster dates and avoid the dread of checking your balance mid-month.
WayStaq calculates your income minus committed spend so your true disposable income โ the amount that's genuinely free to use โ is a clear number, not a guess.
WayStaq's Bills & Budgets tab gives you a complete list of your fixed costs โ amounts, due dates and a total so your true monthly financial picture is visible at all times.
Add every fixed cost โ rent, energy, broadband, mobile, gym, every subscription. See them all in one list with amounts and the day of the month they go out.
WayStaq totals your committed bills automatically. Subtract from income and your true disposable amount is always visible โ no mental arithmetic required.
Log daily expenses in the Spending tab. Your category pots update in real time โ so you can see how much of your flexible budget you've used week by week.
Planning a holiday? Switch to Travel mode to build the trip, track expenses across currencies and see what it really costs โ then switch back to Home when you return.
Free to start. Works on any device. Travel mode included.
Get started free →