Set a monthly fun money budget. Log your coffees, takeaways, nights out and treats. Watch your pot in real time — and spend freely once the bills are covered, because you know exactly where you stand.
Without a clear fun money pot, every purchase carries a vague sense of "should I be doing this?" WayStaq solves this by calculating your real disposable income first — once bills and savings are accounted for, everything left is guilt-free to spend.
A coffee, a lunch, a spontaneous takeaway. None feel big — but WayStaq shows your running total for each category so you catch the drift before the pot is empty.
With WayStaq's fun money pot, the answer is simple: open the app, check the balance. If the pot has it, spend it. No mental arithmetic, no vague dread.
WayStaq calculates fun money as your income minus bills, subscriptions, savings and emergency fund — so your fun pot is grounded in real financial logic, not hope.
WayStaq's Home mode uses a clear three-zone model: committed costs (bills and subscriptions), savings, and fun money. Log income and it allocates across zones — so your fun pot is always what's genuinely left, not a guess.
When you log income, choose how much goes to fun, savings or emergency. WayStaq keeps each zone separate so your fun pot is real available money — not income minus a vague mental estimate.
Break fun money into pots — Eating Out, Takeaways, Going Out, Personal Care, Clothing, Gifts. Each logs separately so you know which category is eating your fun budget.
Every expense you log updates your pot balance instantly. Check before you spend — and if the pot has it, you can spend it completely guilt-free. That's the point.
When your fun money goes towards a trip, switch to Travel mode. Track every holiday expense across currencies, then switch back to Home mode and your fun pot when you return.
Free to start. Works on any device. Travel mode included.
Get started free →